I was very surprised to see my tax refund of $908 in my bank account this morning. I transferred most of it to my Visa card, naturally. So my balance is down to $874 - down from over $5K in late December 2011.

I can tell you that I am taking a break in June as soon as this is paid off. Momma needs a new pair of shoes! I've been wearing the same pair for more than 2 years and actually had to duct tape the inside last week. I will likely go out and buy the exact same pair and brand even though they are very expensive. I only have three pairs of shoes - not like it was when I was in my 20's and had purses and shoes in every colour - and matching them as that was the ONLY way to do it at that time.

I can't really express what an amazing sense of relief I feel knowing the Visa will be gone within a few weeks. A huge weight off my shoulders.