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Goals for 2012

December 27th, 2011 at 06:54 pm

I have only two goal so far for 2012. The first is to pay off my Visa which as built up to $5,014 mostly as a result of low pay until August of 2011 when I was given a much better paying long term contract. When Visa advised me that my interest was being increased to 9.95% - an increase of 2.05%, I immediately called and cancelled the card. I may move the Visa debt to our LOC to save the interest and I am loathe to pay anything more to CC companies than I have to. On the other hand I won't be as motivated to pay off this debt if the rate is lower. I know my personal financial failings and this is definitely one of them. But if that Visa bill is staring me in the face every month it will push me to pour every cent into it.

My other goal is to start moving. I can sit and read and work forever. It's time to get this body active!

I will post on my progress and I wish all of you a very wonderful, prosperous, and healthy 2012. Your ongoing support during 2011 was like a breath of fresh air.

Posted in Uncategorized | 3 Comments »

3 Responses to “Goals for 2012”

  1. creditcardfree Says:
    December 27th, 2011 at 07:33 pm 1325014439
    1325014439

    Great goals! Best wishes for a happy and successful new year.

  2. Amber Says:
    December 27th, 2011 at 10:08 pm 1325023703
    1325023703

    Sounds like you're off to a great start Smile

  3. Jerry Says:
    January 7th, 2012 at 11:40 pm 1325979643
    1325979643

    Those are great and achievable goals, I think that they will lead to success for you! I hope that you have some insurance of warmer weather soon! -18 is cold whether there is an F or a C behind it! Smile Jerry

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