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2010 Summary

January 1st, 2011 at 12:48 am

An interesting year financially. The good news includes my DH paying down his line of credit by $11,000. I secured a temp job that I love but I am losing money commuting and paying for parking. But I have been told I'll be hired permanently in January. Woohoo - pension plan! I did build up an emergency fund of $2,000 but had to spend it on emergencies (new brakes/calipers and other stuff). But I've started to build it again.

And in other news, today I took delivery of a 2010 van - NEW. A few months ago I blogged that the van I had was sticking with me for another few years. But I found out about a few problems that would set me back $2,500. So once my loan equalled the trade-in value I took a look in the flyers for something used. The fact is that now that the dealers want their lots cleared for the 2011 inventory. The deals were amazing. I bought a 2010 Dodge Caravan, with my $1,500 trade in for $16,809.00. This is totally crazy. The retail on this puppy is $27,445. I received $11,100 on rebates. So rather than spend money on fixing my old van I took the leap.

In other news my credit score is 824 (Equifax). This thrills me!!! No wonder I keep getting credit card offers in the mail.

I think 2011 will be much more prosperous. I am looking forward to a real salary so I can pay off the Visa I have been relying on to supplement my crappy temp salary.

Thank you all for your support this year. I love this place! I wish all of you a healthy, happy, and prosperous 2011.

3 Responses to “2010 Summary”

  1. Homebody Says:
    1293895688

    Hope the job works out for you. Great news and Happy New Year!

  2. Looking Forward Says:
    1293905431

    Congrats on the job and new van.
    Happy New Year! Smile

  3. Jerry Says:
    1294437489

    Wow, you scored a great price on the new van, congrats! Plus, a year older van might have slightly lower insurance. I hope that it works out well for you. Good luck with getting the permanent position, and I hope that it leads to something great (and that you aren't in the red for commuting and parking, too!).
    Jerry

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