Made my first payment to Visa in the amount of $70. This was comprised of $50 paid back to me for a gift I bought on someone's behalf, $15 in returns, and $5 from my spare change. Will update my side bar randomly. Two days of activity so far! Hope to do something active by end of day today. Keep moving.
Archive for December, 2011
I have only two goal so far for 2012. The first is to pay off my Visa which as built up to $5,014 mostly as a result of low pay until August of 2011 when I was given a much better paying long term contract. When Visa advised me that my interest was being increased to 9.95% - an increase of 2.05%, I immediately called and cancelled the card. I may move the Visa debt to our LOC to save the interest and I am loathe to pay anything more to CC companies than I have to. On the other hand I won't be as motivated to pay off this debt if the rate is lower. I know my personal financial failings and this is definitely one of them. But if that Visa bill is staring me in the face every month it will push me to pour every cent into it.
My other goal is to start moving. I can sit and read and work forever. It's time to get this body active!
I will post on my progress and I wish all of you a very wonderful, prosperous, and healthy 2012. Your ongoing support during 2011 was like a breath of fresh air.