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Archive for December, 2010

2010 Summary

December 31st, 2010 at 04:48 pm

An interesting year financially. The good news includes my DH paying down his line of credit by $11,000. I secured a temp job that I love but I am losing money commuting and paying for parking. But I have been told I'll be hired permanently in January. Woohoo - pension plan! I did build up an emergency fund of $2,000 but had to spend it on emergencies (new brakes/calipers and other stuff). But I've started to build it again.

And in other news, today I took delivery of a 2010 van - NEW. A few months ago I blogged that the van I had was sticking with me for another few years. But I found out about a few problems that would set me back $2,500. So once my loan equalled the trade-in value I took a look in the flyers for something used. The fact is that now that the dealers want their lots cleared for the 2011 inventory. The deals were amazing. I bought a 2010 Dodge Caravan, with my $1,500 trade in for $16,809.00. This is totally crazy. The retail on this puppy is $27,445. I received $11,100 on rebates. So rather than spend money on fixing my old van I took the leap.

In other news my credit score is 824 (Equifax). This thrills me!!! No wonder I keep getting credit card offers in the mail.

I think 2011 will be much more prosperous. I am looking forward to a real salary so I can pay off the Visa I have been relying on to supplement my crappy temp salary.

Thank you all for your support this year. I love this place! I wish all of you a healthy, happy, and prosperous 2011.