Finally, EF's are fully funded. Putting the new car fund and Christmas fund on hold and working on paying off the darned Visa card that continues to climb due to school trips that were booked in September of last year. Car will be paid off in June of 2011. Good thing since it's a 2002 Dodge Sports and is rusting badly. I'll need new tires soon. One blew out at midnight on Friday on a country road. Managed to have it replaced for $85 including the tow. Thank gawd for CAA (Canada's AAA). I wonder if I can pay off the Visa by the end of 2010? Now that's a great goal!