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I think I'm going to hit my revised goal

November 26th, 2012 at 02:39 am

Just watching the Grey Cup and have had a relaxing weekend. I needed it. Fighting a cold. Again. Hosted a wonderful dinner on Friday. And will be joining in the family Christmas festivities on December 15th and 16th. One of the things I've learned from tracking expenses is the many items I spend money on but didn't budget for. So to my list I will add the neighbourhood Christmas gathering (a pot luck gift exchange plus byob so need to budget at least $50, the friends Christmas gathering (probably $125 including gifts, wine, food), and the family gathering (food and wine so likely $75). On a good note I am not hosting so I've likely saved a good $250 that would cover a cleaning lady, food, bar, etc. One other event that needs to be in my budget is my "Sista" shopping day. It is probably one of my favourite days of the year where we go shopping at a mall, have lunch and dinner, and laugh until we convulse. Looking at my tabs I need to add another $60 easy for the food. Logic tells me I should not participate but it's just so outside our normal routine of being frugal and it brings us so much joy so I'll keep it in. So all in all another $300 that I need to include in some sort of play fund.

I am looking forward to next weekend where I will be able to blog the reduction of my line of credit to under $9K. As long as my expenses go through. Perhaps I'll have to wait until the week after that.

My regular contribution of $125 per week plus any surplus funds will be suspended as of November 30th to cover Christmas gift expenses. I will be back at it in January.

I can't imagine what it will be like in December 2013 when I am free of this line of credit debt. I am practicing my happy dance.

2 Responses to “I think I'm going to hit my revised goal”

  1. Jerry Says:
    1353935563

    Practice that happy-dance, indeed... you have the insurance that the end is in sight and you are are almost there! Be careful, though. Happy-dancing at this time of year can lead to accidents due to icy conditions. Wink
    Jerry

  2. wowitsawonderfullife Says:
    1353967697

    LOL Jerry - thanks!

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